Now I Hate The Bank of Montreal, Too
Today I went to withdraw some cash from the Bank of Montreal near my apartment. In a society gone mad with "convenience fees," this was the only bank in town that I knew of that still allowed me the privilege of getting my money for free.
But not today:
But not today:
This institution will charge a $1.50 convenience fee in addition to whatever fees charged by your institution. Would you like to continue?
Oh boy. So I go over to the financial services counter to find out what's up. There is a peon sitting behind the desk, and a bankhead in trendy clothes and heels leaning over the counter discussing something with her. I stood nearby, and when they finished talking, tried to get an answer to a simple question.- Me:
- Excuse me?
- Bankhead In Trendy Clothes and Heels (BITCH):
- (walking away, looking back over her shoulder) Mm-hmm?
- Me:
- I've been withdrawing money here for months, and today your machine is trying to charge me a convenience fee because I'm with another bank. I'm wondering when that started?
- BITCH:
- Oh, what bank are you with?
- Me:
- A Credit Union.
- BITCH:
- Oh, gosh, well we've always charged a convenience fee, haven't we (condescending tone, looking at peon)?
- Peon:
- Yes, master.
- Me:
- Actually, that's not true. I've been using your machines for months now, without any fees. Something must have changed recently, I just want to know when it changed, and maybe why.
- BITCH:
- You must've been getting charged for it, we've always charged for it, haven't we (looking at peon)?
- Peon:
- Yes. Yes. Please don't hit me.
- BITCH:
- You should go look at your statements. The fee is probably showing up on your statement, because we've always charged a fee.
- Me:
- It's not on my statements. I update my accounts online every month, and I know it's not on my statement. If I withdraw $60, the statement says $60, not $61.50. Besides, you can't charge me unless you ask me on the screen, right?
- BITCH:
- (scowl)
- Me:
- And the reason I'm talking to you now is that this is the first time I've been asked about a fee.
- BITCH:
- (through clenched smile) Well, I guess you've just been lucky then.
- Ed's Note: Seriously, that's what she said. Lucky.
- Me:
- What?
- BITCH:
- You must have been lucky. Alright then? Goodbye! (turns and walks to the back-office doors)
- Me:
- (shouting to BITCH as she departs) Are you kidding?!? That doesn't make any sense! It's a computer! There's no lucky!
- BITCH:
- (clacking of Heels, closing of doors, sliding of steel bolts)
- Peon:
- Have a nice day!











